Naira Loan High-Quality Lending Service Personal Loans

Naira Loan High-Quality Lending Service is a Personal Loans platform that focuses on providing high-quality lending services. We are dedicated to responding quickly to user needs and improving the reliability of loans.

With Naira Loan, your credit score growth directly increases the loan amount for every loan you apply for. This means you can access more significant loan amounts as your creditworthiness improves.

Applying for a loan is made easy with Naira Loan. You can complete the entire process online, catering to your financial needs anytime, anywhere.

Why Choose Naira Loan?

  • No Collateral Required: Unlike traditional lenders, Naira Loan does not ask for collateral.
  • Up to NGN 500,000: You can borrow up to NGN 500,000 based on your eligibility.
  • Safe, Reliable, and Flexible: Our lending platform ensures the safety and reliability of your transactions, offering flexible repayment options.
  • 24/7 Availability: Naira Loan is accessible online 24 hours a day, 7 days a week, so you can apply whenever convenient.

About Naira Loan’s Products

  • Loan Amount: The loan amount ranges from ₦1,500 to ₦500,000.
  • Loan Period: The loan period can vary from a minimum of 91 days (including delay time) to a maximum of 360 days (including delay time).
  • Maximum Loan Limit: The maximum loan limit available is ₦500,000.
  • Maximum Annual Interest Rate: The maximum annual interest rate applicable is 18.25%.
  • Service Charge: There are no additional charges apart from the interest rate.

For example, if you obtain a credit of ₦10,000 for 91 days, the total interest payable is ₦10,000 * 0.05% * 91 = ₦455. The monthly interest payable is ₦10,000 * 0.05% * 30 = ₦150. Therefore, the total amount due at the end of the loan period is ₦10,000 + ₦455 = ₦10,455.

How to Apply?

  1. Install the app.
  2. Log in with your Nigeria mobile number.
  3. Fill out your basic information.
  4. Choose a product and apply.


  • Nigeria Resident: You must be a resident of Nigeria.
  • Age Requirement: Applicants must be between 20 and 55 years old.
  • Source of Monthly Income: You should have a stable monthly income source.

Naira Loan is committed to providing financial services at affordable rates to low-income and middle-income individuals with limited access to the formal banking system.

Contact Naira loan

Customer Service Email:

Address: Plot 1310, 23 Road J-Close Festac Town, Amuwo-Odofin, Lagos State, Nigeria

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