Sycamore Quick and Easy Financial Solution for Your Needs

Sycamore is a financial solution designed to meet all your money needs. Whether you require collateral-free personal loans ranging from ₦‎100,000 to ₦‎5 million, or business loans ranging from ₦‎500,000 to ₦‎5 million, Sycamore has got you covered. Our platform also allows you to lend money to friends, invest for competitive returns, and conveniently pay your bills.

Salary Loans Quick and Easy Access to Funds

Sycamore offers a credit facility exclusively designed for salaried employees in Nigeria who require fast access to loans for specific personal needs. Whether it’s house rent or renovation, car purchase or repairs, salary advance, or any other financial requirement, we’ve got you covered.

Sycamore Features

  • Loan amount: N100,000 – N5 million
  • Flexible repayment plan: 3 – 9 months
  • Approval time: 24 hours
  • Interest rates: 3.5% – 5%


  • Bank Statement (6 months until submission date)
  • Valid ID (Driver’s license, International passport, Voter’s card, or National ID card)
  • Utility Bill with your Nigerian home address
  • Recent passport photograph

Business Loans Fuel Your Business Growth

Sycamore understands the needs of business owners and provides a credit facility specifically tailored to help boost, expand, or grow their businesses. To qualify for our business loans, your business must be registered with the Corporate Affairs Commission (CAC).

Sycamore Loan Requirements

  • CAC documents
  • Bank statement: 6 months until the date of submission
  • Valid ID: Preferably Driver’s license or international passport. Voter’s cards and National ID (NIMC) are also accepted
  • Recent Passport photograph

Easy Loan Application Process

Applying for a loan with Sycamore is simple and hassle-free. Follow these easy steps:

  1. Download the app
  2. Register your account
  3. Verify your identity
  4. Apply for loans
  5. Submit the required KYC documents
  6. Receive the approved loan amount

Rest assured, there are no hidden charges, and our support team is always available to assist you.

Lend and Borrow with Ease

Sycamore also provides a convenient feature that allows you to lend money to your friends or borrow from them. You can easily manage and track the loans you give out, set reminders for repayments, and even earn extra money by adding interest to the loans you provide. All of this is available in one place, ensuring a smooth experience. Say goodbye to chasing after debtors!

Investments: Walk Towards Financial Freedom

At Sycamore, we believe in helping you achieve financial freedom. Start investing with as little as N100,000 and earn competitive returns ranging from 11% to 16.5% per annum. Rest assured. Your investments are in safe hands!

Bills Payment Convenient and Easy

With Sycamore, you can quickly pay your everyday bills. Whether it’s transferring money, buying airtime or data, paying for electricity, cable subscriptions, or any other payment, our platform has you covered.

Why Choose Sycamore?

When you choose Sycamore, you can be confident that you’ve made an excellent choice for your financial needs. Our platform was built in the best interests of our lenders and borrowers. Whether you’re an investor or a borrower, Sycamore.NG is your trusted financial partner.

About Sycamore

Sycamore is a financial solution provided by Sycamore Integrated Solutions Limited, located in Lagos, Nigeria. We specialize in providing loans to salaried employees (₦‎100,000 – ₦‎5 million) and business owners (₦‎500,000 – ₦‎5 million).

For personal loans, our interest rates range from 2.3% to 5%, with repayment plans available from 3 to 9 months. For business loans, our interest rates range from 5% to 10%, with repayment plans available from 3 to 6 months. Our maximum Annual Percentage Rate (APR) ranges from 27.6% to 72%. Additionally, we offer investment plans for lenders, allowing you to earn up to 16.5% interest annually.

Representative Example:

Loan Amount: ₦1,900,000

Loan Tenure: 9 months

Number of Repayments: 9

Monthly Interest Rate: 3.5%

Monthly Repayments: ₦277,611.11

Total Amount Payable: ₦2,498,500.00

APR (after nine months): 31.5%

Privacy & Permissions

When you download the Sycamore app, we may request permission to scan your financial SMS data and other information to verify your identity and creditworthiness. Please be assured that we take your privacy seriously. All data shared with us is encrypted, and your personal information will never be shared without your consent.

How to Reach Sycamore

If you have any questions or need assistance, you can reach out to us:

Call us on 01 700 2021


Please feel free to contact us in English.

Leave a Comment